Getting started saving for retirement, using dollar cost averaging

Getting started saving for retirement involves a few key steps. The sooner you start, the sooner you’ll get there. IRA OF AMERICA was designed to simplify the process for you.
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What’s a rollover?

If you leave a company where you had a qualified retirement plan such as a 401(k) or 403(b), you can roll that money into your new employer’s plan, or into another IRA account such as IRA OF AMERICA.
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Keeping a budget to boost retirement savings?

Do you find it hard to save money for retirement and wonder where all your money goes each month? You’re not alone.
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Investment diversification & risk

Portfolio diversification is the process of spreading your investment dollars over different types of investments. Not diversifying properly is often referred to as putting all your eggs in one basket. Proper portfolio diversification involves setting a long-term mix of stocks, bonds, cash and other investments according to your goals, time horizon and tolerance for risk. Diversifying your portfolio properly is known as strategic asset allocation, and it’s known to be one of the most important components of a long-term term investment plan.
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